Brisbane Bad Credit Loan

Leather_Rebel asked:


Hi I’m 13 I am asking this question for my mum’s sake, see, I want to buy a megadeth jacket from their online store but since I am in Australia I have to use Credit Card but my mum thinks it isn’t safe so I am not allowed to, even though the site is secure. So I would like to know how could I convince her but first is it safe?

Jessie Bebe asked:


I messed up as a teen with my first mobile contract, so I’m doing the right thing and paying off the debt tomorrow (about the $750 mark) so my default at least shows as paid. My problem is I can’t get a loan after this anyway because it’s still on my file for another year or so (they stay on there for 5 years I’m told), but I am needing some way to create a better credit history which is hard to do if no one trusts you with credit. Is there any kind of secured credit cards? if so which bank? or perhaps a card someone can co-sign for me? Please remember I am in Australia, WA!
Thank you